Many People In The UK, And Other Countries,  Will Benefit From A Cashback Business Called Lyoness

Headlines like this simply confirm what we all know…we have less money to spend!

‘Families in the UK saw disposable incomes plummet compared to other major economies after the recession’

You can read the Daily Mail article here.

And this one…

‘Millions left worse off as wages increase by just 0.4% while the cost of living soars’

You can read the Daily Mail article here.

And there was a really scary article in the Daily Mail today with these comments…

‘Almost half of those questioned by Halifax said another £99 a month of outgoings would prove disastrous.’

‘Some 46 per cent of households said they would struggle to cope if bills and costs increased by £99 a month, research revealed.’

‘Meanwhile 13 per cent said their finances would buckle if they had to fork out an extra £24 or less every month.’

That article is here.

If any of those comments apply to you, especially the last three, then we need to talk because the following information will help you.

With food prices continually rising, utility bills increasing and wages remaining stagnant or, if a company is struggling, the employees are being forced to agree to a wage cut.

All those factors inevitably lead to less disposable income in the home. So, doesn’t it make sense to start looking for ways to save some money with your shopping?

One way is cashback…

And wouldn’t it be good if you could recommend that business to people and start benefiting financially?

And what if it cost nothing to join and had no monthly fees?

I know many people wish they could start a home business but are always put off because of the joining fees and extra costs involved with new products purchases.

When you have no spare money it’s impossible to start a business because you need what little you have just to live!

To start a business is a luxury!

Those problems don’t exist with this business.

So what is it and how does it work?

Primarily the business model is buying vouchers/gift cards at a discount from major high street retailers and passing most of that discount to the members as cashback.

There are local stores and online stores where the arrangement is slightly different but you still get cashback.

A member simply funds their Lyoness account and orders vouchers/giftcards from the company.

This triggers the cashback in their company website back office. The percentage depends on which retailer is supplying the vouchers/cards which are sent to the member, by recorded delivery.

The member can now go shopping with them.

For example, in the UK, with Morrisons supermarket, the vouchers are like cash. If your shopping bill is £58.50 you hand over 6 x £10 vouchers and you get change of £1.50.

The same will apply with any petrol/diesel purchase.

You are now getting cashback on your shopping, effectively saving you money.

At this point you might start thinking about making some money with this.

How do you do that? You simply tell people like you’d recommend a good butcher, for example.

It’s very easy because you’re recommending a free service that helps people.

And the only money you’re spending is for your usual groceries etc.

It’s the best residual income potential I have ever seen because people will never stop shopping.

The company started in Austria in 2003 and these are the relevant websites.

Shopping

First is the country specific website which members use to login and order their vouchers/cards on do any online purchases.

You see the dropdown menu for your choice of country in the top right.

You can visit the Lyoness site here.

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Accreditations

This relates to ISO Certification ISO 9001:2008 which confirms an excellent quality management and uniform process structure in all departments.

Lyoness was also awarded the internationally recognized IQNet certificate as additional confirmation of its quality management.

All of these can be seen here.

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Other

Then we have their corporate site which contains loads of useful background information here.

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Charity Work

The charity work they are involved with is excellent and that site is here.

They also have a ‘charitable organisation, which is actively involved in sustainably protecting the environment and realising innovative climate protection projects worldwide as well as promoting the use of renewable energies.’

You can read about that organisation here.

This is a totally biased article!…and if you haven’t already guessed I now use this service for my own shopping and certainly do recommend it!

I can help you get cashback on your own shopping!

To contact me you’ll find my details here.

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A few months ago someone wanted to connect with me on facebook and their approach pissed me off!…

Here’s the message I sent to them…

‘Thank you for making contact, asking to be a friend, and ramming your business opportunity down my throat in the same message.

It’s quite obvious you’re passionate about your business but could you please develop your relationship marketing skills first.

Don’t say ‘Hi Phil, I’d love you to be my friend, and by the way, here’s my business and I’m telling you to pay me money and join even though I have no idea what you already do or want’

Network your business by all means but consider the probability that developing rapport with people first may help you to understand what they want.

Then, when you know their needs you may want to phrase your offer differently.

Set yourself apart from all the other ‘my biz opp is better than your biz opp’ approaches and learn about people’s needs.

Do that and you become a giver.

Become a giver and you get.’

The reason I replied like that was simple. The person was a complete stranger and wasn’t thinking about how their business could benefit the person they’re trying to sell to.

And none of us like to be sold to…do we!?

What do you think?…

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When I read headlines like: ’300,000 pensioners aged 70 and over are still working as they are ‘too poor to stop.’

Or this one: ‘Eight million workers ‘could not pay their rent or mortgage if they missed just one pay cheque’

Or these: ‘There is a fear that millions of Britons will reach retirement with not enough money saved to sustain themselves through their later years.’

‘One in six are preparing to find new work after they retire, aiming to set up their own businesses, or find extra work in teaching, journalism, or handy-work.’

Look at that last one where it says, ‘preparing to find new work after they retire…’

Isn’t that a contradiction?…preparing to work after they retire…

And, finally, this one: ‘Over-60s owe average of £23,000, compared to £17,650 for other groups’

It’s taken from the Daily Mail article here.

What happened? Why are so many people struggling?

I guess it’s a combination of: too much mortgage debt, falling pension annuities, increasing food and utility costs, low state pensions (in the UK) and a general lack of forward planning for retirement.

In some cases a bankruptcy may have caused even more problems.

Money was too easy to borrow and banks were throwing credit cards to anybody who could breathe!

The reality now is that people need to keep working far longer than they thought.

Some look at the home business arena and, often, the internet to find a solution. That can be a lot harder than they expected.

Other home businesses can include mlm, or network marketing. In the UK many people don’t like them so that often rules out that option.

Also, at a time when people need to make money because they don’t have any the harsh realisation is that a home business will have start-up costs.

All this leads to worries. And, like sheep, worries flock together.

Then comes the ‘what if’ game!

That’s when the mind starts going down that negative route and magnifies everything out of all proportion.

That’s when it’s all too easy to focus on the problems and not the solutions.

Ok, so…no money to start a business and not enough money anyway. That’s not a nice situation to be in.

I can help you with a solution but it’s certainly not a quick fix so if you’d like to contact me please do.

I am 64 and I chose this particular business because it didn’t cost me anything to join which was very useful.

There are no monthly fees either.

It’s a simple business model which is cashback on your shopping, so it’s something you do anyway.

And, it’s not an mlm, but you will want to tell people because it really does help us all.

Plus, and this was very important, it started in 2003 so it was a proven concept. I needed something that has been reliable so I could have peace of mind.

Also, I enjoy helping people and this certainly does that. In the UK petrol and diesel are expensive so getting 4 pence a litre back was useful, and that’s just one of the benefits.

Over time this can grow into a residual income.

If any of the above relates to you, or anyone you know, feel free to call me or tell your friends about this option and I will be able to help you…or them.

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